Selling your home does not affect your State Pension or any workplace or personal pension.
These are not means-tested against property wealth. However, if you receive means-tested benefits such as Pension Credit, the proceeds from a property sale will count as assessable capital and will affect those entitlements.
We recommend speaking to Citizens Advice or a benefits adviser if this applies to you before proceeding.
We can still buy your home. When the sale completes, your mortgage is paid off directly from the proceeds, and you receive the equity above the mortgage balance.
If you're concerned the remaining mortgage is close to the property value, we'll give you a clear picture of the numbers before you commit to anything. There's no obligation.
Our offer is typically 80–90% of the open market value.
We'll give you a free, no-obligation valuation within 15 minutes of your enquiry, based on the property details and local market data.
For many retirement sellers, the difference in price is offset by: no estate agent fee (typically 1–3% of sale price), no legal fees (we cover these), no waiting 3–6 months for a buyer, and no risk of the sale collapsing.
When you add these up, the net difference between our offer and an estate agent sale is often smaller than it first appears.
Yes, and this is one of the most common scenarios we work with.
You don't need to have your next move arranged before selling to us. We work on your timescale. If you want to complete quickly but haven't found somewhere to rent or buy next, we can agree a completion date that gives you time to make those arrangements, whether that's 3 days or 3 months.
We can also agree on a date and then allow you to remain at the property for a short period after completion, if needed, while you move.
Yes. We regularly help homeowners who are selling due to divorce or separation. Whether you're at the beginning of the process or have already agreed a financial settlement, our team can work with you to provide a fast, hassle-free sale on a timescale that suits both parties.
Yes. A solicitor or licensed conveyancer will handle the legal aspects of the property sale. If you're going through a divorce, you may also wish to seek advice from a family law solicitor regarding your financial settlement and legal rights.
In most cases, yes. You'll usually remain in your home until completion, with an agreed moving date confirmed as part of the sale process.
While we can't provide legal advice, we can help simplify the property sale. By removing property chains, avoiding estate agent fees and working to your preferred timescale, we aim to make the selling process as straightforward and stress-free as possible.
Traditional property sales can take several months and may fall through. If you're looking for a faster sale, We Buy Any House can often provide a cash offer within 24 hours, helping to reduce uncertainty during an already stressful time.
In some circumstances, you may be able to sell or transfer your share of a property. However, this depends on the ownership structure and whether the other owner agrees. It's important to obtain legal advice before taking any action.
