Can I sell an inherited property if there is still a mortgage on it?

15th June 2026
1 min
Ben Carter

Yes, having a mortgage on an inherited property does not prevent a sale. The outstanding mortgage balance will be repaid in full from the sale proceeds at completion; our solicitors coordinate directly with the lender to ensure a clean transfer of ownership. You will receive the remaining equity after the mortgage and any legal costs have

Yes, having a mortgage on an inherited property does not prevent a sale.

The outstanding mortgage balance will be repaid in full from the sale proceeds at completion; our solicitors coordinate directly with the lender to ensure a clean transfer of ownership. You will receive the remaining equity after the mortgage and any legal costs have been settled.

If the estate also has other outstanding debts beyond the mortgage, see our guide to selling inherited property with debt.