Will selling my home affect my pension?

23rd July 2026
1 min
Ben Carter

Selling your home does not affect your State Pension or any workplace or personal pension. These are not means-tested against property wealth.  However, if you receive means-tested benefits such as Pension Credit, the proceeds from a property sale will count as assessable capital and will affect those entitlements. We recommend speaking to Citizens Advice or a

Selling your home does not affect your State Pension or any workplace or personal pension.

These are not means-tested against property wealth.  However, if you receive means-tested benefits such as Pension Credit, the proceeds from a property sale will count as assessable capital and will affect those entitlements.

We recommend speaking to Citizens Advice or a benefits adviser if this applies to you before proceeding.